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Resources Homebuyer Tips | Steuart-Kret Homes - Homeowner Tips | Home Buying Tips
You will find Steuart-Kret Homes in some of the finest locations throughout Maryland and Virginia. Select a community from your search results below to learn more about specific Steuart-Kret models, floorplans, features, site plans, neighborhood information and more.

Q: How long has Steuart-Kret Homes been in business?
A: Steuart-Kret Homes opened its doors in 1987, and has been delivering innovative, classically designed homes ever since.

Q: What kind of homes and communities does Steuart-Kret Homes build?
A: Steuart-Kret Homes builds a full range of home types, in various communities throughout Maryland and Virginia. We are dedicated to delivering innovative, classically designed homes whether you’re looking for a spacious new condominium, charming carriage home or expansive estate home. For a complete list of our homes and available communities, please view our interactive locator map.

Q: Why should I buy a home now?
A: There has never been a better time to buy a new home. Below are just a few of the reasons to buy new, now.
• Historically low interest rates
• Increased energy and resource efficiency in today’s new homes
• More space
• Tax benefits—homeownership pays!
• Equity, equity, equity—plan for the future, now

Q: What is the difference between a single-family home, a townhome and a condominium?
A: A single-family home includes the homeowner’s house, as well as the land upon which the home sits, extending to the limits of the property lines. A townhome includes the homeowner’s actual home structure and a shared interest in all common areas. A condominium includes the homeowner’s unit, as well as a shared interest in all common areas.

Q: How can I learn about local schools, municipal services, and other neighborhood information during my home search?
A: In an effort to provide potential homeowners as much assistance as possible during their home search, Steuart-Kret Homes has taken the time to assemble neighborhood information for each of the communities in which offer homes. For more information on a specific area or community, please select a community from our interactive locator map.

Q: How important is it to secure early financing?
A: Securing financing early on in the home-buying process allows you to focus all of your attention on home-buying itself. You'll know from the start just how much buying power you have, and can plan your home search accordingly. For information on Steuart-Kret Homes’ preferred lenders, click here.

Q: How do I know how much I can afford to pay for my new home?
A: The best way to determine your home-buying power is to begin the pre-qualification process with a reputable area lender. Want to begin you home search now? It’s simple. Estimate your monthly mortgage payments with our easy-to-use payment calculator.

Q: Is owning a home tax deductible?
A: There are many factors that determine if, and how much owning a home can reduce your annual tax liability. For an accurate assessment, talk with a qualified tax accountant learn whether or not homeownership can reduce your year-end tax bill.

Q: What kind of warranty program does Steuart-Kret offer?
A: When purchasing a home, new or used, a skimpy warranty means that any unexpected structural problems with your home are your responsibility. Even the most basic structural home repairs can cost tens of thousands of dollars. With Steuart-Kret Homes’ RWC Warranty Program, you can rest assured that repairs will be taken care of thoroughly and efficiently. For more details on our warranty program, please download a PDF of the Steuart-Kret Warranty Service Program.

Q: How long will it take to build my Steuart-Kret home?
A: There are many factors that affect the time it takes to build your new home including weather and site conditions. To better assess building time in a particular community, please contact a Steuart-Kret Sales Consultant at info@skhomes.com.

Q: Is there any way to expedite the building process of my new home?
A: Concerns for the safety of our build teams and subcontractors, as well as our commitment to providing you with only the highest quality home prohibit expedited delivery of a Steuart-Kret home. We do have a selection of immediate delivery homes available now or on an expedited schedule in several of our communities. These homes reflect the same level of quality of every Steuart-Kret home, with many attractive features and extras already built in. To view a complete listing of our immediate delivery homes, click here.

Q: What does it mean to “close”?
A: To close is to take the final step in the mortgage process. During closing you and your lender come together, all final documentation is presented, closing costs are paid, a final walk-through is completed, and you take possession of your new home.

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